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Good Credit

Find the perfect loan! Rates are shockingly low. This won't last forever! Purchase or Refinance now and get low monthly payments, turn your adjustable into a fixed rate or get fast cash from your home's equity! Act now and save!

Less Than Perfect Credit

RATES ARE STILL LOW. HURRY NOW! Expert lenders and brokers who specialize in less than perfect credit can help find you the lowest mortgage rates. Purchasing your dream home or refinancing your current home has never been easier.

Purchase and Refinance Loans
Rates are the lowest they've been in close to 30 years. Get prequalified for your conventional loan today for FREE! Select from fixed or adjustable rates. Reduce your monthly payments today!

Home Equity Loans
Get up to 125% of your home's equity for cash, home improvements, paying off debts or anything else you want.

Less Than Perfect Credit
Find the lowest mortgage rates despite some problems with your credit.

FHA Loans
Government assisted loans that are great for 1st time homebuyers with limited cash.

VA Loans
No money down and extremely low interest rates offered to veterans.

Construction Loans
Get a great rate for your construction loan and build your dream home!

FHA Loans (Federal Housing Administration)

Government assisted loans may ease first-time buying with low down payments, easy qualifying rules and acceptance of closing costs from a gift.

Get free FHA loan quotes from:

MortgageWar
PlanetLoan
LoanAtlas
LoanLinks
AmericanLoanSearch
MoneySearch

FHA Loan Facts

Search for FHA Maximum Loan Amount by County

FHA's maximum loan amounts varies, depending upon the county where you live. It is critical that the your loan amount, including closing costs (if you finance your closing costs), not exceed the maximum loan amount in your county set by FHA.

FHA Benefits:

There are no income limits on FHA loans.

FHA offers more relaxed credit quality, income, and asset requirements.

You can use a non-owner occupant as a co-borrower. In other words, your co-borrower doesn't have to live in the home with you.

If rates should fall and you want to refinance, you won't have to pay for a new appraisal or credit report.

Basic FHA Loans allow you to purchase a home with as little as a 3% down payment. In many cases the down payment can come from a gift by a friend, relative or co-worker.

FHA home rehabilitation loans allows you to borrow money additional to the purchase price for home improvements, such as a newkitchen, roof, swimming pool, bathroom remodel, room addition, etc.

FHA Disadvantages:
The mortgage insurance premium (MIP) paid on an FHA loan can be higher than on standard (conventional) financing.